Enjoy a low rate and fewer fees when you get a BECU Business Credit Card backed by your credit union. Take advantage of additional benefits, including employee-issued cards and individual spending limit controls.
No matter which card you choose, either business credit card offers great benefits that are designed to keep your money in your pocket.
| BECU Business Low Rate Credit Card | BECU Business Cash Back Credit Card | |
|---|---|---|
| Rate |
14.49%-26.49% Variable Rate tied to Prime
|
16.99%-28.99% Variable Rate tied to Prime
|
| 1.5% Cash Back |
No
|
Yes
|
| Annual Fee |
No fee
|
No fee
|
| Cash Advance Fee |
No fee
|
No fee
|
| Foreign Transaction Fee |
No fee
|
No fee
|
| Over-Limit Fee |
No fee
|
No fee
|
| Penalty APR |
No penalty
|
No penalty
|
| Flexible Card Setup Options |
Yes
|
Yes
|
| Extended Warranty Protection |
Yes
|
Yes
|
| 24/7 Fraud Monitoring |
Yes
|
Yes
|
| Purchase Security Protection |
Yes
|
Yes
|
| Worldwide Automatic Travel Accident Insurance |
Yes
|
Yes
|
| Travel and Emergency Assistance Services |
Yes
|
Yes
|
| Auto Rental Collision Damage Waiver |
Yes
|
Yes
|
Give us a call.
Monday-Friday, 7 a.m. to 7 p.m. Pacific Time
Saturday, 9 a.m. to 1 p.m. Pacific Time
Set up an in-person or online appointment on a day and time that works best for you. Find your nearest location at becu.org/locations.
BECU offers access to thousands of ATMs through the CO-OP Network and dozens of convenient BECU locations. Find the one nearest you.
BECU business membership is required to obtain a BECU Business Credit Card. Loans are subject to credit approval and other underwriting criteria and not everybody will qualify. Fees may apply. Certain restrictions apply. Cash advances and cash like transactions do not qualify for cash back. Business and Commercial Loan programs, terms and conditions subject to change without notice. Refer to the Business Visa® Guide to Benefits for complete terms, conditions, and benefit details.
BECU offers two options for your business needs: the Business Low Rate Credit Card and the Business Cash Back Credit Card. Both feature no annual fee, no foreign transaction fees, flexible setup options, and robust fraud monitoring.
Yes, you can earn a $300 cash bonus when you spend $3,000 on business purchases within the first three months of opening your new account. The card also earns 1.5% cash back on all standard purchases.
No, both the BECU Business Low Rate Credit Card and the BECU Business Cash Back Credit Card come with absolutely no annual, cash advance, foreign transaction, or over-limit fees. You will also not face a penalty APR.
Yes, you can easily issue credit cards to your employees. Both Business Credit Cards offer flexible card setup options that include individual spending limit controls, helping you manage and streamline your team's business expenses.
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please read the LPL Financial Relationship Disclosure more detailed information.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
LPL Tracking # 525739-02-01
